You are caught between a decision to open up a gold IRA, or a silver IRA, you may not know which one will be the most productive. Although gold has always been touted as one of the best investment platforms, silver can increase value at a very similar rate. Changes in the value of gold and silver can be a direct reflection of the economy. There may also be other factors to consider. However, by strictly looking at gold versus silver IRAs, you can quickly decide which one will be the most profitable. Let’s begin with looking at what you can expect with a gold IRA.

What Is A Gold IRA?

A gold IRA is going to offer you many tax benefits. If you already have a standard IRA, the same special tax treatment is applied. Contributions will come from your gross earnings, allowing you not to be taxed immediately for the money that you earn. This will enable you to generate more interest, which is why so many people have individual retirement accounts to prepare for the future. Additionally, these IRAs can also be used for a long-term hold. Although the liquidity of physical gold is not the same as it once was, IRA holdings have also diminished. However, when you can control gold in this matter, you can generate more revenue over time with the greater control that it can provide.

What Is A Silver IRA?

This is also an individual retirement account that is designed to help you save money. What you are going to focus upon is obtaining physical bullion. In the same way that gold bullion is more valuable because of its purity, silver bullion is as pure as you can get. You can also invest in silver stocks or even EFTs, all of which will lead to an above-average yield because of the necessity of businesses using this precious metal.

Pros And Cons

There are many benefits associated with having both silver and gold IRAs. The primary benefit is the ability to earn interest off of the gross earnings from your job and contributions that your employer may also make. The cons are usually associated with not being able to touch this money until you retire. Other than that, when you are investing in precious metals, you are making a wise decision.

Which IRA Is Better?

When comparing gold IRAs versus silver IRAs, you may wonder which one would be the best? The winner of this contest will always be gold. Although silver can be attractive occasionally, there are cyclical times where silver is exceptionally inexpensive. This may have to do with an abundance of silver that can be found through numerous mining operations. Although you may pay higher fees, especially for early withdrawal when you have a gold IRA, it is usually because of the interest that you are earning. If you can, it would be advisable to get both a gold and silver IRA. The best silver IRA companies can also help you setup a gold IRA or combine them. By doing so, you will never have to worry if you made the right choice.

Gold IRAs will always be much more valuable, in the long run, when compared to silver IRAs. Although silver is used in many different applications, it is simply not as valuable, nor will it ever be in higher demand. If you can work with a professional that can create these IRAs for you, be sure to request a gold IRA over silver. This will ensure that this investment will you the best results, leading to more abundance when you finally retire and use this money years from now.

IRA is an individual retirement account. It is an investment account that is designed with tax benefits to help people save money for retirement. An IRA investment account allows you to invest in almost any asset class. In essence, it won’t be wrong to say that an IRA account is an incentive that is designed to motivate people to save money for their retirement. It is also essential for you to know that there are two basic IRAs, including traditional IRA and Roth IRA. There are some differences between these two types regarding the tax benefits associated with each.

It’s a great option if you’re trying to save money for your retirement as it offers several tax benefits. As far as the return on your investment in IRA is concerned, it totally depends on the asset allocation. As mentioned initially, this investment account allows you to invest in all kinds of assets, including stocks, bonds, savings accounts, mutual funds, and various other assets. Fortunately, you have the option of choosing the type of investment account you want. Here’s a list of some important things you need to consider when it is time to select an IRA.

One of the most important things you need to look at is the returns you are going to get. Obviously, you should choose an IRA account that offers a better rate of return as you will grow your money fast. However, you also need to take into account the risk profile that is comfortable for you. You do not want to risk all your investments. After all, you’re putting money in this account to save money for retirement, and when it comes to saving money for retirement, you need to take a long-term view of the investments. So, stay away from risky assets and choose assets that will likely provide steady returns over the long term. Consistency is the key to selecting the proper IRA account.

Another important thing you need to know is that it shouldn’t cost you money to open this kind of account. If you go to a financial advisor, they may guide you towards paying a fee for an IRA account, but this account is free to open. Choosing an account where you can put as much money or as little money as you want is recommended. Some advisers might push you towards accounts where you have to deposit a lot of money even when you don’t feel comfortable depositing that much money. Therefore, look for an account where you can start with little money, and once you are comfortable, you can always put more money in that account.

As far as opening the investment amount is concerned, most financial services providers offer these accounts. You can open this kind of account in person or do it online. You should be able to open this investment account at your local credit union, local bank, brokerage firms, and discount brokerages. However, not all account providers allow you to invest in all kinds of assets. For instance, if you open an account with a particular bank, they might not allow you to invest your money in stocks. On the other hand, when you open an account with an online broker, you might get the freedom to invest your money in stocks, bonds, and various other assets.

Another important thing you need to look at is the resources provided by the financial services provider. You need to know a lot to get the best return on your investment in this account. However, not all the financial institutions offering this account provide the educational material required by new savers for this type of account. Therefore, you need to do your research. So, use your favorite search engine and compare the features of investments accounts offered by different service providers.

Please pay attention to the fees charged by them and when they charge that fee. For instance, many service providers do not charge a monthly fee but every single trade made in your account will have some fee associated with it. In short, you should be clear about the amount of fees you are required to pay when you make a trade or when you open that account.

Overall, an individual retirement account is an excellent way to save money for retirement. However, not all IRA accounts are made equal. So, you need to do your research and choose a service provider that is just right for the kind of risk profile you want.

Don’t Make these Mistakes with Your SEO

Search engine optimization is crucial if you want to get any organic traffic from Google.  Google is constantly upgrading their algorithm and effective SEO needs to stay current with what Google expects.  Content needs to be on point along with all of the technical aspects, working with an SEO agency that knows how Google works can do tremendous things for your business.  If you are doing your own then don’t make these mistakes with your SEO.

Meta Descriptions & Tags

Writing a good meta description and title tags is an art.  You want to let Google know just what your content is about along with your readers.  Title tags let your visitors quickly browse your site and find out what the content is about and which parts they want to read.  Meta descriptions tell Google what the content is about and sometimes they show up in the search results page.  Here is how to properly write tags and descriptions.

Duplicate Content

Duplicate content is always a big no-no.  Plagiarism is never a good thing but Google really frowns on duplicate content too and they can not only tank your rankings your site can be removed from the index altogether.  On top of all that you can get sued.  There are plenty of sites where you can affordably hire a ghost writer to help you with content.

Too Long to Load

This is the era of mobile browsing and you need to make sure that your site will load quickly especially on a mobile device.  If your site takes too long to load you will lose your traffic.  Have your webmaster tweak your site until the load times are satisfactory. You can check your site on GTMetrix or on Google Page Speed test.  Both sites will also tell you what you need to do to speed things up.

Check for Broken Links

If you run a blog and you routinely link out to other sites you need to make sure those links are still functioning.  You can run checks on your site with tools like Screaming Frog, Cora or a browser extension.  Find those broken links and remove them or direct them to a different site that is active with good content.  This is an easy fix and should be done routinely.

Even the most skilled SEO professional can make mistakes from time to time.  These are some of the more common mistakes that happen, all of them are super easy to fix so make sure you aren’t making these mistakes.

5 Ranking Factors that You Need to Pay Attention To

There are more than 200 factors that affect where your site falls on the search results page.  However there are a couple of factors that weigh heavily on your position and that you need to make sure are perfect.  When creating content for your site you need to consider how users view your site along with the content of your articles.  Here are 5 ranking factors that you need to pay attention to and how to make sure they are working for you.

Keywords in Your Titles

Using Google and doing online searches has evolved few people type in just one word but rather they search a phrase.  You can use that phrase or part of it as your title.  You still have to make sure the phrase makes sense and it is grammatically correct.  This ensures that Google and other search engines see your content as relevant and what the user wants to see.

Word Count

Typically longer content is better for SEO but that doesn’t mean your content should be repetitive or filled with nonsense.  You should establish in the very first paragraph what the content is about.  Go into detail about the topic and answer any and all questions that a reader might have.  Long content should also be broken up into smaller chunks where it can be easily scanned.  Break your content up using pictures, video, headings, and lists.  Your keywords should be included in the content but not overdone.

Link to Other Content

If you have a blog on your site then you should take advantage of internal linking to other content within your site.  If your current posts mentions a subject that you have written about previously then link to it.  It helps Google to crawl your site and helps with the user experience.

Use Heat Maps

Heat maps are tools that allow you to understand what visitors do once they hit your site.  The more time that someone spends on your site the better, so you want to understand the behavior of your visitors.  This helps you to make improvements to lower your bounce rate.  Bounce rate is how fast someone leaves your site after landing on it.   High bounce rates are a bad thing, that means once someone lands on your site they are out the door pretty quickly.  You are not delivering to their expectation.

Load Time

How fast your site loads is a huge ranking factor and it’s one that you need to pay attention to.  Slow sites ruin the user experience and Google will bump you further down in the rankings in favor of sites that load faster.  You can easily test your site speed and get your webmaster to fix what needs to be fixed in order to get your speed up.  Even a second can drastically change your conversion rates.